Quick Info

Source: PDF, Pages 1, 2, 4, 6, 8, 9 & 12

1. Top Summary

Bank of Baroda, a Government of India Enterprise, has invited offline applications for the appointment of one Financial Literacy Counsellor (FLC Counsellor) on a contract basis at the Chumukedima Centre in Nagaland. The post falls under the Bank’s Jorhat Region (North Eastern Zone). Ex-bankers (officer cadre), Business Correspondents/BC Coordinators, ex-RSETI Directors/Faculty and persons with banking-related experience who are not older than 64 years can apply. Candidates preferably from the same district will be given preference. The completed application must reach the Regional Office, Jorhat, in hard copy by 30 September 2026.

Source: PDF, Page 6

Source: PDF, Pages 6, 7 & 9

2. Job Overview

Source: PDF, Pages 1 & 2

3. Important Dates

Source: PDF, Pages 1, 2, 4 & 6

4. Vacancy Details

Source: PDF, Page 2

5. Eligibility Criteria

Age Limit

The applicant should not exceed 64 years as on 30/09/2026. The maximum age at the time of appointment on contract should not be more than 64 years, subject to good health.

Source: PDF, Pages 4 & 8

Educational Qualification

• A graduate degree from a recognised University. Preference shall be given to candidates having a post-graduate degree in Agriculture, Veterinary Science, Sociology, Psychology and Social Work.
• Should be well conversant with the local language.
• Should possess a flair for teaching and computer knowledge.
• Counsellors should have sound knowledge of banking, insurance, investment, pension, law, finance, and requisite communication and team-building skills.

Source: PDF, Pages 4 & 7

Experience (any one of the following)

Source: PDF, Pages 6 & 7

Residence

Should be a resident of the respective State (Nagaland), preferably from the same district.

Source: PDF, Pages 6 & 8

6. Salary & Allowances

Source: PDF, Page 8

• To be eligible for HA, the camp should be conducted away from the FLC Centre and no vehicle facility should have been availed from LDM/RO.
• The entire district will be the jurisdiction of the FLC for conducting camps/meetings.
• No other allowances/reimbursement of expenses will be admissible.
• Monthly remuneration is released after verification of the monthly visit diary of Financial Literacy Camps. For service of less than one month, payment is made on a pro-rata basis.
• Statutory tax deductions will be made as applicable.

Source: PDF, Page 8

7. Key Responsibilities

• Carry on day-to-day activities of FLCs as per RBI guidelines.
• Maintain an arm’s length relationship with the Author Banks.
• Not give the impression that the counselling centres are part of the bank, and not promote the Bank’s products.
• Not give the impression that the counselling centres are recovery or marketing agents of the bank.
• Provide counselling services to all except wilful defaulters.
• Impart financial literacy through simple messages like why to save, why save with banks, why borrow from banks, etc.
• Provide counselling and debt management services free of cost to customers.
• Provide financial literacy activities to trainees of RSETIs for skill development and capacity building.
• Not get involved in recovering and distributing money.
• Assist and guide distressed individual borrowers and ensure that mis-selling of financial products does not take place.
• Conduct Financial Literacy Camps on digital banking with the latest digital banking products.
• Maintain a register of details such as name, gender, age, profession, contact details, banked/unbanked status and services availed.
• Arrange gram sabhas / awareness camps in rural areas at regular intervals.
• Submit a tentative quarterly visit schedule to the LDM.
• Impart knowledge on Government of India schemes like PMJDY, APY, PMSBY, PMJJBY, other social security schemes and digital banking.
• Other responsibilities as may be deemed fit from time to time.

Source: PDF, Pages 2, 3, 9, 10 & 11

8. Terms of Appointment

• Engagement will be on a contractual basis for a period not exceeding one year. Renewal may be extended by the RO with approval from the ZO, based on satisfactory performance and subject to annual review.
• The engagement is purely temporary and does not vest any right to claim regular or continued contractual appointment.
• Either party may terminate the contract by giving due notice: the counsellor must serve at least 3 months’ notice; the Bank will give one month’s notice.
• The counsellor will report to the concerned Lead District Manager / RSETI Director / Regional Office (for non-lead districts) and submit a monthly report to the Zonal Manager (copy to RO).
• The Zonal Manager is the competent authority for renewal of the contract.

Source: PDF, Pages 9, 11 & 12

Leave Entitlement

Source: PDF, Page 11

Source: PDF, Page 11

9. Selection Process

The mode of selection is Interview only. Candidates for the post of FLC Counsellor may be selected from the open market.

Source: PDF, Pages 4 & 12

10. How to Apply

1. Download the official notification and the application form from the Bank of Baroda website (links below).
2. Fill in the application form carefully.
3. Send the application in hard copy addressed to: The Regional Manager, Bank of Baroda, Regional Office Jorhat, Crystal Enclave, Seuni Ali, Borpool, A.T. Road, Jorhat – 785001 (Assam).
4. Ensure the application reaches the Regional Office by 30 September 2026.

Source: PDF, Page 6Documents to be uploaded: NIL (as per the advertisement). Contact e-mail of Regional Office: rm.jorhat@bankofbaroda.com

Source: PDF, Pages 1 & 4

Important Links

11. FAQs